BANKRUPTCY LAW and debt-related services

Know Your Financial Options.
Protect Your Assets.
Take Control.
Secure Your Financial Well-Being Through Strategic Planning.
Start Your Journey to Be Free of Debt.

Protect Your Assets by Using Bankruptcy as a Strategy Rather than a Consequence of Financial Hardship. 

Chapter 7, Credit Card Debt, Medial Debt, Student loan debt, Liens, Bank Account Garnishments, Chapter 13, Discharge your debt, Protect the equity in your house

It All Starts with A “FREE” Consultation with Stephen Stern regarding your debt. Fill out the form below to schedule your free consultation.

Please Note: Completing and submitting your information does NOT create an Attorney-Client Relationship.

About Stephen Stern

Helping people take back control of their lives is my Passion. It’s why I went to Law School 25 years ago – to make a difference. And I want to make a difference for you!

I can do this because I understand the various aspects of creditor-debtor law: debt collection, lawsuits, settlements, judgments, garnishments, bank levy and bankruptcy. I have personally handled more than 5000 debt-related lawsuits, settlements, and bankruptcies.

After discussing your particular financial situation, I will be able to provide you options, including the pros and cons of each and the process involved. There is a lot at stake, including the Peace of Mind that comes with taking control of your Financial Freedom. I’m here to help you get there!

Critical Debt Analysis

We discuss your financial situation, including assets, debt, income and personal goals to determine all of the options available. We then analyze the pros and cons of each of the options and determine the one that best maximizes asset protection and reduces debt and liability.


Strategic Action Plan

I represent and guide you through the option you selected. You are informed through every step of the process. I work diligently on your behalf to resolve the matter as efficiently and effectively as possible with the end goal being your financial freedom.

Providing Bankruptcy and Debt-Related Services to California’s Central Coast Since 2003

  • San Miguel
  • Paso Roble
  • Atascadero
  • Cambria
  • Morro Bay
  • Cayucos
  • Los Osos
  • San Luis Obispo
  • Pismo Beach
  • Arroyo Grande
  • Grover Beach
  • Oceano
  • Nipomo
  • Lake Nacimiento
  • Ragged Point
  • Big Sur
  • San Simeon

See how Stephen Stern can help you. Schedule a free consultation to achieve your financial goals. Reserve a consultation session today!

Please Note: Completing and submitting your information does NOT create an Attorney-Client Relationship.

AV Preeminent Rating Stephen Stern Lawfirm
Martindale-Hubbell Client Champion Platinum
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