BANKRUPTCY LAW and debt-related services
Know Your Financial Options.
Protect Your Assets.
Take Control.
Secure Your Financial Well-Being Through Strategic Planning.
Start Your Journey to Be Free of Debt.
Protect Your Assets by Using Bankruptcy as a Strategy Rather than a Consequence of Financial Hardship.
Chapter 7, Credit Card Debt, Medial Debt, Student loan debt, Liens, Bank Account Garnishments, Chapter 13, Discharge your debt, Protect the equity in your house
It All Starts with A “FREE” Consultation with Stephen Stern regarding your debt. Fill out the form below to schedule your free consultation.
Please Note: Completing and submitting your information does NOT create an Attorney-Client Relationship.
About Stephen Stern
I can do this because I understand the various aspects of creditor-debtor law: debt collection, lawsuits, settlements, judgments, garnishments, bank levy and bankruptcy. I have personally handled more than 5000 debt-related lawsuits, settlements, and bankruptcies.
After discussing your particular financial situation, I will be able to provide you options, including the pros and cons of each and the process involved. There is a lot at stake, including the Peace of Mind that comes with taking control of your Financial Freedom. I’m here to help you get there!
Critical Debt Analysis
We discuss your financial situation, including assets, debt, income and personal goals to determine all of the options available. We then analyze the pros and cons of each of the options and determine the one that best maximizes asset protection and reduces debt and liability.
Strategic Action Plan
I represent and guide you through the option you selected. You are informed through every step of the process. I work diligently on your behalf to resolve the matter as efficiently and effectively as possible with the end goal being your financial freedom.
Providing Bankruptcy and Debt-Related Services to California’s Central Coast Since 2003
- San Miguel
- Paso Roble
- Atascadero
- Cambria
- Morro Bay
- Cayucos
- Los Osos
- San Luis Obispo
- Pismo Beach
- Arroyo Grande
- Grover Beach
- Oceano
- Nipomo
- Lake Nacimiento
- Ragged Point
- Big Sur
- San Simeon
“Stephen Stern and his paralegal Rebecca were more than just representing me. I wasn’t just another client, but an individual they gave compassionate assistance through a bankruptcy process that can seem daunting. They walked me through the process answering all my questions and providing guidance and thoughtful assistance at any turn. There are a lot of Attorneys in this area, but if you are looking to be treated as an individual rather than just another pay day this should be your choice.”
Jeffrey P.
“Stephen Stern was my attorney with my bankruptcy. He was very helpful! I called a few different lawyers but he was the only one who was helpful right from the very first phone call. I got a free consultation, and he made the entire process very simple and stress free!”
Desiree S.
“Stephen Stern is a fantastic attorney. He helped me file a complaint against someone committing bankruptcy fraud and trademark infringement. He moved things along quickly and got the job done. He’s super easy to talk to and goes out of his way to answer all of your questions. I highly recommend Stephen Stern!”
Kim R.
“Mr. Stephen Stern, PC is extremely thorough, professional, and got us through bankruptcy with ease. When we went to court, he was one a handful of attorneys who was beyond prepared with the documentation, which made the procedure swift and successful. I would recommend him highly as a competent attorney.“
Lori B.

See how Stephen Stern can help you. Schedule a free consultation to achieve your financial goals. Reserve a consultation session today!
Please Note: Completing and submitting your information does NOT create an Attorney-Client Relationship.